Non status or self certify commercial mortgages fall into two areas:-

  • Property Refinance
  • Property Purchase

arrsm Property refinance

Problems can occur for any business which can result in CCJs, credit defaults and finance arrears. The causes are many and varied but can be as simple as lumpy cash flow cycles, large contracts and slow payment receipts from customers. We have a wide range of funding solutions that can help but underlying business viability and management integrity are cornerstones in developing a successful way forward. The simplest solution to move forward is a non status commercial mortgage refinance package.


arrsm Property purchase

Clients requiring to purchase property sometimes are unable to supply evidence of repayment capacity but have the required deposit or surplus supporting security for the transaction to progress. In such cases we are able to provide a funding solution geared to property value rather than repayment ability.


arrsm Qualifying Criteria
  • Loans from £100,000 to £750,000
  • Loan to value up to 80%
  • Higher loan to values with additional security
  • Terms from 5 - 30 years
  • Interest only period subject to LTV and debt service assessment
  • Modest up front application fees
  • Option for three years on interest only to ease cash flow
  • Capital and interest (repayment) mortgages
  • Only 1% early repayment charge after year 3
  • Decisions in Principle in 2 hours
  • Easy approval process
  • No business plans or cash flow projections
  • No tied products
  • Specialist panel solicitors

We are here to help so give us a call, send a fax or e-mail or submit an online enquiry.


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